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VesseoApplications
mobileon-off-rampsoftware-wallet
Vibrant is a digital wallet that enables users to buy, sell, store, send, and receive USDC. Built on the Stellar blockchain, it offers fast, secure, and fee free transactions.
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VIA LabsInfrastructure & Services
SCF
apibridgecross-chain
Omni-chain infrastructure enabling developers to create cross-chain products on Stellar, with messaging, token bridging, and multi-chain deployment tools.
aidcommunityecosystem-discovery
Transparent fundraising platform.
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VoltaInfrastructure & Services
SCF
b2bmulti-signatureswallet-infra
Non-custodial smart contract multi-sig wallet and digital asset control panel for enterprises. Enables configurable governance, risk management, and treasury operations across any blockchain with zero counterparty risk.
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Volta CircuitInfrastructure & Services
✓Audited
artcross-chaindefi
Non-custodial, smart contract-based security protocol on Stellar providing automated asset protection, recovery mechanisms, and transaction safeguards.
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VottunDeveloper Tooling
SCF
devx
Developer platform simplifying Web3 application development on Soroban, enabling Web2 developers to build, deploy, and manage blockchain solutions on Stellar.
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WadzzoApplications
SCF
marketplacemobilenft
An innovative geolocation rewards app driving action and adventure worldwide with digital incentives placed by organizations.
paymentspayroll
Introducing WageLink, the app that allows employees in the US to receive their wages up to 5 days early in fiat or crypto.
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WagentApplications
SCF
cross-border-paymentsmerchantpayment-gateway
Offers merchants effortless reception and management of crypto payments and easy checkout for the buyers.
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WalletbanDeveloper Tooling
SCF
devxsdkwallet-infra
Walletless onboarding SDK for Stellar developers, with SAC deployment and REST-based chain interaction.
marketplacep2ppayments
Wally is a P2P marketplace for online experiences, aimed to give users the freedom to break through the boundaries of conventional payments.
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WarmancerApplications
SCF
aicommunityecosystem-discovery
Free-to-play strategy game combining tactical depth with Stellar blockchain integration, featuring on-chain assets and community-driven governance.
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WarpDriveDeveloper Tooling
SCF
automationcross-chainoracle
WarpDrive is a high-security execution framework that brings verifiable off-chain automation to the Stellar ecosystem. It integrates the proven WAVS execution model — a WASM runtime backed by Eigenlayer AVS operator set — with Stellar and Soroban. WarpDrive allows external services, bots, and demanding workloads such as cross-chain orchestration, custom oracles, and GPU-level computation to run with the same trust guarantees as on-chain logic. Use cases include prediction markets powered by custom oracles, automated treasury and trading strategies, and EVM bridge connectivity.
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WaveApplications
mobilepayments
Wave is a mobile money service operating in Africa, allowing users to deposit, withdraw, pay bills, and send money with minimal fees.
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Web3 AntivirusDeveloper Tooling
SCF
browsersecurity
Web3 Antivirus is an open-source security browser extension that detects crypto scams and warns users before they sign anything.
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Web3devEducation & Community
SCF
e-learning
Stellar SDK & Soroban Study Group sessions to teach Spanish-speaking students on Discord.
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WebSoroban IDEDeveloper Tooling
SCF
devxweb
Browser-based IDE for Soroban smart contract development, enabling writing, compiling, and deploying contracts without local toolchain setup.
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WellspringApplications
SCF
institutionalstablecoinsyield
Wellspring is an institutional treasury management and payments platform enabling businesses to receive fiat and stablecoin payments, custody funds, earn yield (up to 12% APY), and move money globally from a single dashboard. Built on Stellar, it integrates USDC.xlm custody via Turnkey, fiat on/off-ramps through Bridge (a US-regulated Stellar Anchor), and on-chain yield generation via Blend's lending protocol.
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WhalestackApplications
SCF
apib2bpayment-gateway
A cryptocurrency payment gateway and API solution that enables businesses to accept and settle payments in digital currencies like Bitcoin, Ethereum, and Stellar Lumens, converting them into fiat currencies such as USD or EUR.
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WirecashApplications
SCF
b2bcross-border-paymentsmerchant
Wirecash offers virtual currency payments to suit all your needs, whether you're a small or large company, or an individual.
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Wirex PayApplications
SCF
apib2bcross-border-payments
Wirex Pay is a self-custodial card and bank account payment solution powered by smart accounts. It already has a solution designed for EVM and TRON solution is being developed. The team would like to support Stellar too. Supported by Visa, Wirex Pay aligns closely with Visa's vision for the future of payments, emphasizing collaboration in driving fintech innovation.
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WisdomTreeFinancial Protocols
institutionalrwatokenization
WisdomTree Prime is a retail financial app that enables users to invest in digital assets, including 13 digital funds and a Gold token, all tokenized on the Stellar network.
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WombatFinancial Protocols
SCF✓Audited
defidex
Wombat Exchange is a decentralized exchange enabling low-slippage swaps and single-sided liquidity pools for efficient capital use. It supports multichain operations and incentivizes user engagement through gamified features.
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WomenbizEducation & Community
SCF
communitye-learning
WomenBiz is a community that empowers Latin American women through Web3 education and the adoption of blockchain technology. They have hosted the Stellar Women Bootcamp, which used a gamified program to teach blockchain and Web3 product development.
bridgecross-chaindex
WOWMAX is a multi-chain DEX aggregator and cross-chain bridge aggregator expanding to Stellar. It routes swaps across Stellar's DEXes (SDEX, Soroswap, Phoenix, Aquarius) via a modified A* algorithm for best-execution pricing, and aggregates cross-chain bridges (Near Intents, Allbridge, Axelar) for Stellar↔Ethereum and Stellar↔EVM transfers. Already live across 20+ EVM chains with $2B+ trading volume and 336,000+ unique traders, WOWMAX brings unified DeFi access and cross-chain liquidity to the Stellar ecosystem.
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XBid AIApplications
aidefitrading
xbid.ai is a multi-LLM AI agent, staked onchain on Stellar. It autonomously executes real strategies across trading, yield loops, AMM hedging, and NFT auctions — using feedback loops and selection pressure to evolve its intelligence in real time.
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xBullApplications
SCF
browserp2ppayments
xBull Wallet is an open-source, non-custodial wallet designed for managing Stellar assets, offering a user-friendly interface and robust features. It supports multiple platforms, including web browsers, Android, and iOS devices, enabling users to send, receive, and swap assets seamlessly.
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xcapitApplications
SCF
aidartpayments
A UNICEF-backed wallet enabling secure, SMS-based digital asset distribution and management for NGOs and users with no internet access. *Open Source u0026 Certified as a Digital Public Good.
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XCCYFinancial Protocols
SCF
defilending-borrowingyield
XCCY is a decentralized protocol enabling fixed income markets on Stellar (Soroban) and EVM chains, powered by on-chain interest rate swaps (IRS). It lets users lock deposit yields and loan costs, hedging variable rate volatility. Core products include Lock Yield (fixed-rate deposits and loans), IRS trading (move from floating to fixed with one swap), and XLP (vault-based liquidity layer). Live on Ethereum, Arbitrum, and Polygon since January 2026; Stellar/Soroban implementation underway via SCF #43 grant.
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xlm.shInfrastructure & Services
SCF
hostinginfrastructure
xlm.sh is a gateway that enables access to decentralized websites hosted on Stellar and IPFS by appending ".sh" to their ".xlm" domain names.
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XlmemeApplications
launchpadmulti-chain
XL is a multichain memepad platform that enables users to launch meme coins across multiple blockchains, including Base, Ethereum, Solana, Monad, Stellar, and Ripple.
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XOXNOFinancial Protocols
SCF
bridgedefilending-borrowing
XOXNO is an enterprise-grade decentralized lending protocol built on Stellar's Soroban smart contract platform. It opens up advanced on-chain capital strategies to more market participants through a clean and intuitive UI/UX, with plans to integrate RWA markets. Core features include eMode-style capital efficiency optimizations for correlated assets, looping strategies, leveraged long/short exposure via native aggregator integrations, flash loans, isolated liquidity pools with independent risk profiles, NFT-based position management, and multi-source oracle protection. The team previously built and scaled the XOXNO DeFi platform on MultiversX since 2021, serving 100,000+ users and processing $40M in on-chain marketplace volume.
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XycLoansFinancial Protocols
SCF✓Audited
defilending-borrowing
XycLoans is a decentralized flash loans protocol that runs on Soroban. It manages its own liquidity being structured in liquidity pools for each supported token. Borrowers can borrow from these pools any available amount through flash loans and lenders can provide liquidity to earn healthy and risk-free yields (as flash loans never lose liquidity by design). XycLoans is a flash loans-only protocol, making it extremely safe in terms of security and investment opportunities.
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YativoInfrastructure & Services
apipayments
Yativo is a financial infrastructure platform that enables companies to build, launch, and scale financial products in emerging markets like Latin America and Asia. Their services include virtual accounts, payouts, wallets, identity verification, and foreign exchange liquidity, all accessible through a single API.
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Yellow CardApplications
on-off-rampstablecoins
Yellow Card is a pan-African fintech company operating across 20 countries, providing secure and cost-effective methods for individuals and businesses to buy and sell cryptocurrencies like BTC, ETH, USDT, USDC, and PYUSD using local currencies. In 2024, Yellow Card integrated USD Coin (USDC) on the Stellar network, enabling users to conduct near-instant, low-cost cross-border transactions across Africa.
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YellowcardApplications
on-off-rampstablecoins
Yellow Card is one of the largest licensed stablecoin payments orchestrators and infrastructure providers across Africa and emerging markets, operating across 34 countries including 20 in Africa and major markets such as Brazil, India, Mexico, and China. The platform enables international payments, treasury management, and stablecoin on/off-ramp services for businesses and institutions.