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Stellar ecosystem · directory

Every project
building on Stellar.

Wallets, exchanges, on-ramps, infrastructure, oracles, indexers, dev tools — curated from public registries, grant programs, and the Lumen Loop newsroom.

Projects indexed
839
SCF-funded
701
With audits
45
New · 30d
+839
Category
All839Applications374Developer Tooling156Financial Protocols147Infrastructure & Services131Education & Community31SCF Funded701
clirpclibraryauditingcross-border-payments×securityinfrastructuresdkblock-explorerno-codeworkshopseco-friendlylaunchpadformal-verificationClear filters
Taggedcross-border-payments
1–36 of 89
A
AbroadFinancial Protocols
SCF
cross-border-paymentspayment-gatewaywallet-infra

Payment Layer for Interoperability between Stellar Wallets and QR Fiat Payments.

A
AirtmApplications
cross-border-paymentspaymentsremittances

Digital wallet and peer-to-peer exchange platform for sending, receiving, and managing money globally. Its Enterprise Platform helps businesses run cross-border mass payouts and collections via 500+ payment methods across emerging markets.

A
AkunaApplications
cross-border-paymentson-off-rampsoftware-wallet

Akuna Wallet is built for creators. Receive payments globally, withdraw locally, and grow your craft without borders.

A
AmeroApplications
SCF
cross-border-paymentsmoneygramp2p

Amero Exchange is a regulated platform that enables users in Latin America to buy, sell, and manage digital assets, supporting over 45 different currencies. It facilitates cross-border transactions, including remittances via MoneyGram, and offers a crypto prepaid card for spending digital assets globally.

A
ArfApplications
b2bcross-border-paymentsliquidity

Global Liquidity and Settlement Platform for Financial Institutions in Global Payments

A
ArtizenApplications
SCF
cross-border-paymentsecosystem-discoverynft

Artizen is a match funding platform that helps brands 10x growth for their ecosystems by funding breakthroughs in art, science, and technology.

A
AzzaApplications
SCF
cross-border-paymentson-off-rampstablecoins

Azza is a stablecoin-powered payments platform built on WhatsApp. It enables users and businesses to move between stablecoins and local fiat, make cross-border and local payouts, and access practical financial tools through simple interfaces like WhatsApp. By combining blockchain infrastructure with localized payment rails, Azza makes stablecoins usable for real-world money movement, savings, and settlement across African markets.

B
BasilicApplications
SCF
b2bcross-border-paymentsstablecoins

Basilic is a B2B payment infrastructure layer for Latin American businesses, operating as a routing layer between traditional banking rails and stablecoin settlement.

B
BeansApplications
SCF
cross-border-paymentsdefimobile

Beans is a non-custodial payments and savings app built on the Stellar blockchain, designed to provide the general public with a seamless banking experience that leverages blockchain technology. By abstracting complex blockchain elements, Beans offers instant, free, and secure international money transfers, currency conversions at competitive rates and savings accounts.

B
BingtellarApplications
SCF
cross-border-paymentsp2ppayments

Bingtellar offers cross-border payments for individuals and business in Africa using Stellar-native stablecoins for low fees.

B
BitsoInfrastructure & Services
cross-border-paymentson-off-rampremittances

Bitso is a leading Latin American cryptocurrency exchange that enables trading, remittances, and cross-border payments. Integrated with the Stellar network, Bitso supports USDC-based international transfers — powering corridors like US-to-Mexico remittances and B2B cross-border payments across LatAm.

B
BlazeApplications
SCF
cross-border-paymentsmobilemulti-chain

Blaze is a financial technology company offering a global payments app designed for modern nomads, enabling users to send and receive funds across multiple currencies instantly and with minimal fees.

B
BlindPayApplications
SCF
apicross-border-paymentsmulti-chain

Stablecoin API for global payments. We handle all regulatory and compliance requirements so companies can send a receive money worldwide using stablecoins, fiat money and multiple blockchains.

B
BlinkApplications
SCF
cross-border-paymentson-off-rampyield

Soroban-native yield-bearing payment protocol built by Bingtellar. Blink holds USDC in programmable escrow smart contracts where it earns DeFi yield (via Blend Capital and DeFindex) while in transit, then settles to recipients via email claim link, mobile money, or bank transfer — no public key required. Designed for remittances, NGO disbursements, payroll, and B2B payments across Africa, LatAm, and SE Asia.

B
BloccpayApplications
SCF
cross-border-paymentson-off-ramppayroll

Bloccpay is a global payroll and payments platform that enables businesses to pay remote contractors worldwide—with a focus on Africa—in USDC on Stellar. It offers automated batch payroll via the Stellar Disbursement Platform (SDP), contractor invoicing payable through Stellar Wallets Kit, and local fiat off-ramp to bank accounts and mobile money in Nigeria, Kenya, and Ghana.

B
BorderDollarApplications
SCF
b2bcross-border-paymentskyc

BorderDollar provides investors with opportunities to invest in real-world assets through SME cross-border trade invoice financing.

B
BousolApplications
SCF
cross-border-paymentssoftware-walletunbanked

Bousol is a blockchain-based digital wallet enabling secure, low-cost cross-border payments and financial services for underserved communities.

B
BridgeApplications
apicross-border-paymentsstablecoins

Bridge is a stablecoin infrastructure platform providing APIs for developers and businesses to accept, store, convert, issue, and spend stablecoins. It enables cross-border payments, stablecoin card programs, dollar-backed savings accounts, and global money movement — acquired by Stripe in 2024.

B
BVNKInfrastructure & Services
b2bcross-border-paymentsstablecoins

Enterprise stablecoin payments infrastructure, now part of Mastercard. Build financial products, unlock new markets, and move money across 130+ countries.

C
CashAbroadApplications
SCF
cross-border-paymentspayments

CashAbroad is a programmable payments platform for manufacturers and logistics companies with global supply chains. Using stablecoin infrastructure, CashAbroad enables stablecoin payments in 4 hours versus 3–5 business days traditionally. The platform focuses on regulatory compliance, transparency, and competitive FX execution, reducing payment delays and FX friction. CashAbroad operates in the $900B Mexico–U.S. payment corridor, a major underserved trade route for SMEs. Customers process $50K to $200K per payment, typically based in the U.S. or Mexico with suppliers in China, Hong Kong, and Brazil. CashAbroad serves manufacturers and logistics operators needing faster, more reliable payment infrastructure than traditional banking. Following diagnostics during The Stellar Growth campaign, we identified key operational and technical needs. We request a $104,000 grant to support expansion and add 3-5 engineers. The phases below outline our execution roadmap.

C
CEDARApplications
b2bcross-border-paymentspayments

Cedar Money is a platform that simplifies cross-border transactions for businesses and individuals, enabling high-volume payments globally with competitive exchange rates and efficient processing.

C
CHATSApplications
SCF
aidcross-border-paymentsinfrastructure

CHATS offers blockchain-based cash and voucher solutions to improve programs by MercyCorps, UNICEF and other iNGOs partners and donors to ensure transparent, secure, and efficient aid distribution.

C
ChipperApplications
cross-border-paymentsmobilepayments

Chipper Cash is a financial technology company offering free and low-cost cross-border payments, virtual cards, and investment services across Africa. Through integration with the Stellar network and MoneyGram, Chipper Cash enables users to seamlessly deposit and withdraw funds in real-time via MoneyGram's extensive agent network, enhancing financial accessibility and inclusion.

C
CinkoApplications
cross-border-paymentspaymentsstablecoins

Platform that facilitates secure cross-border transactions, efficient payout distributions, and seamless payment processing through traditional financial systems and stablecoins.

C
CircleInfrastructure & Services
cross-border-paymentsinstitutionalstablecoins

Circle is the full-stack platform for the internet financial system — issuing USDC and EURC stablecoins and powering global payments, trading, and financial access through the Circle Payments Network (CPN) and Arc.

C
ComunitariaApplications
SCF
artcommunitycross-border-payments

Comunitaria leverages Soroban smart contracts to deploy community currencies, enabling governments and NGOs to distribute funds and boost local commerce with efficiency and simplicity.

C
ConomyApplications
SCF
cross-border-paymentson-off-ramppayment-gateway

Conomy offers payment solutions for Latin American companies. They have developed a payment gateway for Latin American entities covering cross-border transactions (via crypto on/off ramps) and local transactions using traditional payment rails, with plans to integrate additional on/off ramp providers in the US, UK, and Hong Kong to extend global coverage.

C
Crebit PayFinancial Protocols
SCF
cross-border-paymentspaymentsstablecoins

Stablecoin-powered FX infrastructure on Stellar, offering rate locks that protect businesses and users from foreign exchange volatility in cross-border payments. Backed by a16z speedrun.

C
CredibleApplications
SCF
b2bcross-border-paymentsstablecoins

Credible Finance is a payment orchestration platform that enables US businesses and fintechs to collect and remit fiat from emerging markets with T+0 settlement, powered by stablecoin-based payment financing. It supports real-time INR, PHP, NGN, and BRL collection and payout settlements.

D
DashXApplications
SCF
apib2bcross-border-payments

DashX is a technology platform that helps exporters and global contractors receive and manage cross-border payments smoothly. It provides APIs and workflow tools that connect businesses with licensed financial partners to move money across countries in a fast, structured, and compliant way.

D
DecafApplications
SCF
cross-border-paymentsmobilemulti-chain

Decaf is a non-custodial wallet operating on the Solana and Stellar blockchains, designed to facilitate seamless transitions between fiat and cryptocurrency across nearly 200 countries. It offers features such as global onramps and offramps, multi-currency support, currency conversion, and investment opportunities in tokenized government bonds.

D
DepayApplications
SCF
apicross-border-paymentsinfrastructure

Enabling crypto payments in inflation-hit economies, connecting consumers and merchants via Stellar, hassle-free.

D
DiameterInfrastructure & Services
SCF
apib2bcross-border-payments

Regulated payments platform providing API-driven cross-border payment processing on Stellar, enabling businesses to send and receive funds across currencies with compliance built in.

D
DigibankApplications
SCF
aidcross-border-paymentson-off-ramp

Digital banking platform integrating Stellar Disbursement Platform (SDP) for efficient bulk payment distribution in emerging markets.

D
Digitpay FinanceApplications
SCF
cross-border-paymentsmerchanton-off-ramp

Digitpay simplifies how individuals and businesses send, spend, receive, and manage money across borders. Built on Stellar, it enables users to receive crypto instantly into dedicated wallet addresses and spend it in their preferred local currency (including Nigerian Naira), with automatic and transparent currency settlement on the backend. The platform also enables merchants to accept cryptocurrency payments while receiving funds in their chosen fiat currency. Digitpay offers web and mobile apps designed for everyday use, with a focus on security, speed, and transparency.

D
dolphinzeInfrastructure & Services
SCF
cross-border-paymentsinfrastructurepayroll

Next-generation global payroll infrastructure for contractors, powered by Stellar for instant, low-cost cross-border payments.