Every project
building on Stellar.

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OWNYFinancial Protocols

Owny is an AI-powered financial management platform that streamlines capital, investor, and banking operations for startups, private equity, and venture funds.

P'aid provides easy and affordable payroll solutions with blockchain technology seamlessly abstracted, simplifying global payments and payroll management.

Pactta enhances anchor interoperability by providing a single API that enables any fintech in LatAm to offer seamless money transfers.

BRLP is a regulated BRL settlement token issued on Stellar for institutional FX, institutional payments, and crypto-to-fiat reconciliation. Tokens are minted only after BRL is received in a regulated account, transferred exclusively between authorized institutional counterparts, and burned on exit — on-chain supply always matches real-world custody. PagFinance replaces bilateral reconciliation and delayed settlement with near-instant finality, deterministic auditability, and compliance-by-design, connecting Brazilian banking rails to modern on-chain coordination using Stellar's native asset controls.

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PakanaApplications

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Pakana is a decentralized platform that streamlines payment processing and project management by leveraging Stellar's blockchain technology. It offers features such as multi-signature wallets for secure peer-to-peer escrow, integration with financial services like Plaid, Stripe, PayPal, and Venmo, and tools for document automation and lien-release tracking, catering to professionals including attorneys, contractors, and freelancers.

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PalremitApplications

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Palremit is a digital wallet and exchange enabling safe and convenient financial transactions in multiple currencies. We offer a plethora of options in currencies from fiat to crypto while enabling international cross-border transactions across all its services.

Para is an embedded wallet infrastructure platform that lets fintech developers integrate secure, MPC-powered wallets directly into their apps — enabling remittances, stablecoin payouts, and cross-border payment products on Stellar with no seed phrases or separate downloads required.

PathPulse AI is a road intelligence platform that turns everyday drivers into real-time, crowdsourced sensors using standard smartphone cameras and proprietary on-device AI.

Payala enables secure digital payments without internet connectivity, using Smart Cards and NFC-enabled smartphones with a patented cryptographic protocol (US10885519B1) that prevents double-spending. Integrated with Stellar via SEP-10 and Soroban smart contracts, it extends financial access to unbanked and underserved populations in rural and low-connectivity environments across the developing world.

Paycashless is a payments and financial management platform for Nigerian small and medium-sized businesses (SMEs). It combines everything an SME needs to accept money, send money, manage cash flow, and access working capital in a single merchant account.

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PaychantApplications

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Paychant is a payment gateway that helps Africans on-ramp and off-ramp right inside any self-custodial wallets, DEX, or dApps using Africa's localized payment methods.

Empowering PAYGO distributors, the platform removes barriers for the unbanked. Aids both small and large-scale businesses.

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PaykitDeveloper Tooling

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Payment adapter ecosystem for modern web developers, providing drop-in Stellar payment integration for applications and platforms.

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PayQinApplications

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Financial platform powered by USDC on Stellar, offering digital wallets, cross-border transfers, and bill payments for African users.

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PAYRITApplications

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Payrit is a fintech service that is aimed at bridging the gap between the banked and the unbanked, allowing payments from, within and to both user groups, redefining in-person payments in Nigeria and Africa at large. We are using modern technologies like QR payments and TAP technology for local and international transactions creating a cashless society that's dependable and safer for individuals and business owners.

Paysapp is a platform that enables users to send Stellar assets via popular messaging apps like WhatsApp, Telegram, and others, using simple text commands for seamless transactions.

A payment streaming platform that enables customers to pay in real time for services.

Paywit is a wallet-agnostic payment layer enabling merchants to accept stablecoin payments on Stellar without integrating individual wallets or managing blockchain complexity. It provides hosted checkout and drop-in SDKs that abstract wallet complexity — merchants integrate once, users pay from any Stellar wallet via SEP-7, and funds settle directly to merchant wallets (fully non-custodial). Paywit verifies payments via Horizon and notifies merchants instantly.

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PayZollApplications

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Crypto-native payroll infrastructure on Stellar, enabling businesses to process salary payments in stablecoins with automated tax compliance.

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PeerApplications

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Peer is a financial "everything app" created by HoneyCoin that provides a broad suite of services, including money transfers, bill payments, and flight or hotel bookings. It is designed as a global super app that allows users to manage their finances, activate virtual cards, and even deposit or withdraw funds through partners like MoneyGram in over 180 countries.

PeerPesa is a P2P blockchain-based remittance platform that enables fast, affordable cross-border payments using Stellar's XLM, with direct integration to mobile money and bank accounts across East Africa.

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Peridot FinanceFinancial Protocols

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Cross-chain lending and borrowing protocol on Stellar, enabling users to supply and borrow assets across multiple blockchains.

We extend Perun State Channels in the Stellar ecosystem so they can utilize off-chain and cross-chain transactions.

PG Atlas is the objective, transparent metrics backbone for the SCF Public Goods Maintenance program. Its primary role is to shift public goods funding decisions from noisy, subjective signals to verifiable, data-driven insights by quantifying adoption, criticality, reliability, security/quality, and decentralization (risk) across open-source tools, libraries, explorers, RPC infrastructure, SDKs, and other foundational components in the Stellar/Soroban ecosystem. By providing a live dependency graph, transitive impact scoring, pony factor analysis, and an active subgraph projection, PG Atlas directly powers the Metric Gate in the proposed funding decision stack and supplies off-chain context for NQG-weighted voting in the community-led Public Goods decentralization pilot.

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PhoenixFinancial Protocols

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Phoenix's AMM enables decentralized swaps of crypto assets and is the first of a full suite of synergistic DeFi protocols.

The PHP Anchor SDK abstracts Stellar-specific functionality for running an Anchor, allowing PHP devs to focus on business logic.

PigFi is a mobile savings app for families in Latin America that lets users save in US dollars (USDC) on Stellar, built around a gamified piggy bank experience. Yield is powered by DeFindex infrastructure running quietly in the background.

Piggy is a global family finance app that helps kids learn to save, earn, and grow money through gamified chores, savings goals, and parent-approved rewards. Parents keep full control (permissions, limits, approvals), while kids get a simple, motivating experience that builds real money habits. Piggy is designed to be a borderless wealth-building account for Gen Alpha, using stablecoins as the foundation for low-friction deposits, transparent balances, and (optional) yield-powered savings, while keeping the product UX-first and family-safe.

Decentralized commodity trade finance platform that generates on-chain yield from asset-backed commodity financing trades. Pipeline targets the ~$2.5 trillion trade finance gap — widened by Basel III regulatory changes that made short-duration commodity-backed lending to mid-market traders uneconomic for banks — by providing institutional-grade rails for digital asset investors to access high, asset-backed yield with short duration (30–180 days). Built on Soroban/Stellar with institutional custody (BitGo), KYC/AML screening, and a 3-of-5 Risk Council multisig governance structure.

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PipeOpsInfrastructure & Services

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PipeOps is a cloud Infrastructure product that allows for devs to deploy, automate, manage and scale their cloud Operations easily.

PlanetPay provides advanced workflow tooling, Stellar and Soroban support, and a fully-fledged API for creating non-custodial wallets, KYC/KYB, and global payments, alongside white-label solutions for apps with on/off-ramps and card integrations.

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Pluto LoansFinancial Protocols

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Self-repaying loans: Spend your future yield today.

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PlutopeApplications

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Plutope offers a non-custodial crypto wallet and crypto debit card, enabling users to manage and spend their digital assets securely. Their services include multi-chain wallet support, instant crypto transactions, and a debit card.

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PlutusFinancial Protocols

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Build infrastructure and sample application for conditional NFT ownership to enable use cases like rental, mortgage, and lending.

CLOB-based fixed rate fixed term lending.

Policywright is an AI-assisted toolkit — MCP server, Claude skill, and policy synthesizer — that turns a Stellar transaction a user performed or simulated into the least-privilege OpenZeppelin smart-account authorization permitting exactly that flow and nothing else. Record a sequence (e.g. claim yield on Blend, swap to USDC); it derives a context rule scoped to the exact contracts and functions called, composes stock OZ policies (spending limits, thresholds) where they fit, and generates fresh Soroban Policy contracts — audited before release — where they don't, then proves the result with a dry-run that permits the original flow and denies adjacent ones before anything is installed. Today, scoping a delegation means hand-writing and auditing a Policy contract — prohibitive for most developers and users. It hits three Stellar 2026 priorities: agent-readiness, smart-account (C-address) adoption, and developer experience, and is defensively useful — agents under scoped policies are far safer than those holding full keys.