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Stellar ecosystem · directory

Every project
building on Stellar.

Wallets, exchanges, on-ramps, infrastructure, oracles, indexers, dev tools — curated from public registries, grant programs, and the Lumen Loop newsroom.

Projects indexed
839
SCF-funded
701
With audits
45
New · 30d
+839
Category
All839Applications374Developer Tooling156Financial Protocols147Infrastructure & Services131Education & Community31SCF Funded701
clirpclibraryauditingcross-border-payments×securityinfrastructuresdkblock-explorerno-codeworkshopseco-friendlylaunchpadformal-verificationClear filters
Taggedcross-border-payments
37–72 of 89
E
EascrowFinancial Protocols
SCF
artcross-border-paymentsfreelancers

Eascrow is a web3 escrow platform powered by Stellar smart contracts, ensuring secure and transparent online transactions. It simplifies cross-border payments and builds trust for freelancers, businesses, and individuals.

E
ElementPayFinancial Protocols
SCF
cross-border-paymentson-off-rampstablecoins

ElementPay is building stablecoin payment infrastructure for the Global South. Our vision is to make global payments faster, cheaper, and easier for businesses and everyday users by connecting stablecoins to local financial rails. Today, many businesses struggle with fragmented providers for collections, payouts, FX, settlement, and reconciliation. ElementPay solves this by providing one platform for invoicing, collections, payouts, mobile money and bank settlement, API integrations, transaction tracking, and reconciliation. Our objective is to scale ElementPay into a full-stack payment network that serves both enterprises and consumers. Businesses can use our infrastructure to manage cross-border payments, payroll, merchant collections, supplier payouts, and remittances, while users can receive, hold, send, and withdraw stablecoins through familiar local payment channels.

F
FiatsendFinancial Protocols
SCF
b2bcross-border-paymentsmerchant

Fiatsend is a Stellar-powered payment infrastructure platform for Africa's digital economy. It provides a B2B console for merchants to create payment links, generate QR codes, and execute bulk payouts via the Stellar Disbursement Platform, alongside a consumer app enabling payments in local currency or stablecoins. Built for platforms disbursing at scale, Fiatsend settles USDC payments to local currencies through African anchors in under 10 seconds.

F
FluxApplications
SCF
cross-border-paymentsp2ppayment-gateway

Crypto and fiat app built for everyday local and international payments.

G
GlobachainApplications
SCF
cross-border-paymentsdefiecosystem-discovery

On and off ramps for individuals and businesses; Merchant services and cross border payments for businesses; All on Stellar.

G
GripApplications
SCF
apicross-border-paymentsdex

Grip is a financial platform that consolidates users' bank accounts, fintech wallets, and payment methods into a single application, accessible via a global card and a comprehensive app.

H
HandlPayApplications
SCF
cross-border-paymentsp2psocial

HandlPay is a peer-to-peer payments platform that turns social media usernames and WhatsApp numbers into private payment handles. It allows users to send and receive stablecoins using familiar identifiers, without sharing wallet addresses, exposing transaction history, or dealing with cross-chain complexity. The experience is simple: if you can message someone, you can pay them.

H
HoneycoinApplications
cross-border-paymentsmobilemoneygram

Peer by HoneyCoin is a global, non-custodial financial super app made for the general public and primarily built on Stellar.

I
Infinity WalletApplications
SCF
cross-border-paymentsdefimulti-chain

Desktop wallet providing a one-stop solution for payments & seamless use of DeFi with Web3 browser for easy access to Web3.

J
JanusApplications
SCF
aicross-border-paymentssupply-chain

Janus is the financial operating system for global freight. It uses AI to extract and structure freight documents in real time, enabling stablecoin-powered cross-border payments and working capital financing for freight forwarders.

J
JumpaApplications
SCF
cross-border-paymentsstablecoinsunbanked

Jumpa is an automated payment platform designed to make cross-border transactions simple, fast, and accessible for users in emerging markets. Today, payments across regions like Africa, Francophone countries, and Southeast Asia are often slow, expensive, and difficult to use. Many people are excluded from modern financial systems due to lack of smartphones, language barriers, or complex banking interfaces. Jumpa solves this by enabling users to send and receive money seamlessly without needing a bank account or advanced devices. Through chat-based interfaces and USSD, Beyond payment, Jumpa also (partnered with companies) provides stable yield by letting users invest small amounts in tokenized real-world assets like commercial paper, offering more predictable returns than traditional DeFi (Aave) models. By combining accessible payments with real-world asset-backed investments, Jumpa helps users not only move money but also preserve and grow their wealth, especially in regions facing inflation and currency devaluation.

K
KomunitinApplications
SCF
apicommunitycross-border-payments

Komunitin provides a payments system and marketplace for existing local currency exchange communities.

K
KriptApplications
SCF
analyticsapicross-border-payments

Kript is a financial technology platform that provides API infrastructure for businesses to integrate cryptocurrency and fiat payment solutions into their operations.

K
KuraApplications
SCF
b2bcross-border-payments

Creates transparency and impact by reducing cash use and enabling merchants in LAC to get paid directly at their points of sale.

K
KutanaApplications
SCF
b2bcross-border-paymentssupply-chain

Kutana is a B2B cross-border trade platform for African SMEs. Its Trade Secure product provides milestone-based escrow with embedded insurance for import and export deals — funds are held in USDC on Stellar, released per milestone on attested trade events, and underwritten by insurance partners. KYB attestations and deal records are anchored on-chain via Soroban contracts.

L
LogistechApplications
SCF
cross-border-paymentsmerchanton-off-ramp

Payment processor integrating Stellar stablecoins for hospitality and travel businesses including cruises, hotels, and resorts.

L
Loto PuntoApplications
SCF
aicross-border-paymentson-off-ramp

Self-service kiosk network enabling affordable cross-border transactions and stablecoin purchases in Latin America via Stellar.

M
MeruApplications
SCF
cross-border-paymentsdefifreelancers

Financial services app for Freelancers and remote workers in Latin America.

M
MyazaApplications
SCF
aicross-border-paymentspayments

Myaza enables Africans to seamlessly send, receive, save, spend, and swap foreign currencies without borders.

O
OutbounderApplications
aidanchorcross-border-payments

Outbounder is a platform for business and humanitarian organizations to access the Stellar anchor network. Outbounder also allows organizations to create automated payment schedules, including on-ramping, cross border payments, currency exchanging, and off-ramping.

P
P'aidApplications
SCF
aidapiautomation

P'aid provides easy and affordable payroll solutions with blockchain technology seamlessly abstracted, simplifying global payments and payroll management.

P
PalremitApplications
SCF
cross-border-paymentsdefiinfrastructure

Palremit is a digital wallet and exchange enabling safe and convenient financial transactions in multiple currencies. We offer a plethora of options in currencies from fiat to crypto while enabling international cross-border transactions across all its services.

P
PaychantApplications
SCF
b2bcross-border-paymentsmulti-chain

Paychant is a payment gateway that helps Africans on-ramp and off-ramp right inside any self-custodial wallets, DEX, or dApps using Africa's localized payment methods.

P
PayQinApplications
SCF
cross-border-paymentsmoneygrampayments

Financial platform powered by USDC on Stellar, offering digital wallets, cross-border transfers, and bill payments for African users.

P
PAYRITApplications
SCF
cross-border-paymentsmerchantmobile

Payrit is a fintech service that is aimed at bridging the gap between the banked and the unbanked, allowing payments from, within and to both user groups, redefining in-person payments in Nigeria and Africa at large. We are using modern technologies like QR payments and TAP technology for local and international transactions creating a cashless society that's dependable and safer for individuals and business owners.

P
PeerApplications
SCF
cross-border-paymentsmobilemoneygram

Peer is a financial "everything app" created by HoneyCoin that provides a broad suite of services, including money transfers, bill payments, and flight or hotel bookings. It is designed as a global super app that allows users to manage their finances, activate virtual cards, and even deposit or withdraw funds through partners like MoneyGram in over 180 countries.

P
PeerPesaApplications
SCF
cross-border-paymentsdexmobile

PeerPesa is a P2P blockchain-based remittance platform that enables fast, affordable cross-border payments using Stellar's XLM, with direct integration to mobile money and bank accounts across East Africa.

P
PlutopeApplications
SCF
cross-border-paymentsdefimerchant

Plutope offers a non-custodial crypto wallet and crypto debit card, enabling users to manage and spend their digital assets securely. Their services include multi-chain wallet support, instant crypto transactions, and a debit card.

P
PretiumApplications
SCF
cross-border-paymentspayments

Revolutionizing African cross-border payments and integrating cryptocurrencies into the economic value chain.

R
RampMeDaddyApplications
SCF
cross-border-paymentsmobilep2p

RampMeDaddy integrates Stellar Passkey Smart wallets into Telegram, enabling users to create and manage self-custodial wallets with Face ID for secure, low-cost global payments using USDC.xlm.

R
RemiFinancial Protocols
SCF
cross-border-paymentsinfrastructurepayments

Borderless settlement infrastructure connecting network operators and participants for instant, transparent and compliant global money movement.

R
RemittEaseFinancial Protocols
SCF
cross-border-paymentsremittances

RemittEase – Send money instantly and securely across African borders. Powered by Stellar, we offer faster, cheaper, and more transparent remittance solutions than traditional wallets.

R
ReytsApplications
SCF
automationcross-border-paymentsdex

Peer-to-peer currency exchange platform on Stellar, enabling community-driven forex trading with transparent on-chain settlement.

R
RipeApplications
SCF
cross-border-payments

Ripe is a crypto payment platform that converts digital assets into local currencies, enabling seamless payments through existing e-wallet systems like GCash and PayNow across Southeast Asia.

S
ScopeXApplications
SCF
cross-border-payments

Simplified fiat remittance app for web2 users without exposing complexity of crypto world.

S
SendINApplications
SCF
cross-border-paymentskycon-off-ramp

US to India money transfers made easy, cheap and lightning fast.