Every project
building on Stellar.

PathPulse AI is a road intelligence platform that turns everyday drivers into real-time, crowdsourced sensors using standard smartphone cameras and proprietary on-device AI.

Payala enables secure digital payments without internet connectivity, using Smart Cards and NFC-enabled smartphones with a patented cryptographic protocol (US10885519B1) that prevents double-spending. Integrated with Stellar via SEP-10 and Soroban smart contracts, it extends financial access to unbanked and underserved populations in rural and low-connectivity environments across the developing world.

Paycashless is a payments and financial management platform for Nigerian small and medium-sized businesses (SMEs). It combines everything an SME needs to accept money, send money, manage cash flow, and access working capital in a single merchant account.

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PaychantApplications

SCF

Paychant is a payment gateway that helps Africans on-ramp and off-ramp right inside any self-custodial wallets, DEX, or dApps using Africa's localized payment methods.

Empowering PAYGO distributors, the platform removes barriers for the unbanked. Aids both small and large-scale businesses.

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PaykitDeveloper Tooling

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Payment adapter ecosystem for modern web developers, providing drop-in Stellar payment integration for applications and platforms.

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PayQinApplications

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Financial platform powered by USDC on Stellar, offering digital wallets, cross-border transfers, and bill payments for African users.

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PAYRITApplications

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Payrit is a fintech service that is aimed at bridging the gap between the banked and the unbanked, allowing payments from, within and to both user groups, redefining in-person payments in Nigeria and Africa at large. We are using modern technologies like QR payments and TAP technology for local and international transactions creating a cashless society that's dependable and safer for individuals and business owners.

Paysapp is a platform that enables users to send Stellar assets via popular messaging apps like WhatsApp, Telegram, and others, using simple text commands for seamless transactions.

A payment streaming platform that enables customers to pay in real time for services.

Paywit is a wallet-agnostic payment layer enabling merchants to accept stablecoin payments on Stellar without integrating individual wallets or managing blockchain complexity. It provides hosted checkout and drop-in SDKs that abstract wallet complexity — merchants integrate once, users pay from any Stellar wallet via SEP-7, and funds settle directly to merchant wallets (fully non-custodial). Paywit verifies payments via Horizon and notifies merchants instantly.

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PayZollApplications

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Crypto-native payroll infrastructure on Stellar, enabling businesses to process salary payments in stablecoins with automated tax compliance.

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PeerApplications

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Peer is a financial "everything app" created by HoneyCoin that provides a broad suite of services, including money transfers, bill payments, and flight or hotel bookings. It is designed as a global super app that allows users to manage their finances, activate virtual cards, and even deposit or withdraw funds through partners like MoneyGram in over 180 countries.

PeerPesa is a P2P blockchain-based remittance platform that enables fast, affordable cross-border payments using Stellar's XLM, with direct integration to mobile money and bank accounts across East Africa.

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Peridot FinanceFinancial Protocols

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Cross-chain lending and borrowing protocol on Stellar, enabling users to supply and borrow assets across multiple blockchains.

We extend Perun State Channels in the Stellar ecosystem so they can utilize off-chain and cross-chain transactions.

PG Atlas is the objective, transparent metrics backbone for the SCF Public Goods Maintenance program. Its primary role is to shift public goods funding decisions from noisy, subjective signals to verifiable, data-driven insights by quantifying adoption, criticality, reliability, security/quality, and decentralization (risk) across open-source tools, libraries, explorers, RPC infrastructure, SDKs, and other foundational components in the Stellar/Soroban ecosystem. By providing a live dependency graph, transitive impact scoring, pony factor analysis, and an active subgraph projection, PG Atlas directly powers the Metric Gate in the proposed funding decision stack and supplies off-chain context for NQG-weighted voting in the community-led Public Goods decentralization pilot.

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PhoenixFinancial Protocols

SCF✓Audited

Phoenix's AMM enables decentralized swaps of crypto assets and is the first of a full suite of synergistic DeFi protocols.

The PHP Anchor SDK abstracts Stellar-specific functionality for running an Anchor, allowing PHP devs to focus on business logic.

PigFi is a mobile savings app for families in Latin America that lets users save in US dollars (USDC) on Stellar, built around a gamified piggy bank experience. Yield is powered by DeFindex infrastructure running quietly in the background.

Piggy is a global family finance app that helps kids learn to save, earn, and grow money through gamified chores, savings goals, and parent-approved rewards. Parents keep full control (permissions, limits, approvals), while kids get a simple, motivating experience that builds real money habits. Piggy is designed to be a borderless wealth-building account for Gen Alpha, using stablecoins as the foundation for low-friction deposits, transparent balances, and (optional) yield-powered savings, while keeping the product UX-first and family-safe.

Decentralized commodity trade finance platform that generates on-chain yield from asset-backed commodity financing trades. Pipeline targets the ~$2.5 trillion trade finance gap — widened by Basel III regulatory changes that made short-duration commodity-backed lending to mid-market traders uneconomic for banks — by providing institutional-grade rails for digital asset investors to access high, asset-backed yield with short duration (30–180 days). Built on Soroban/Stellar with institutional custody (BitGo), KYC/AML screening, and a 3-of-5 Risk Council multisig governance structure.

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PipeOpsInfrastructure & Services

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PipeOps is a cloud Infrastructure product that allows for devs to deploy, automate, manage and scale their cloud Operations easily.

PlanetPay provides advanced workflow tooling, Stellar and Soroban support, and a fully-fledged API for creating non-custodial wallets, KYC/KYB, and global payments, alongside white-label solutions for apps with on/off-ramps and card integrations.

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Pluto LoansFinancial Protocols

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Self-repaying loans: Spend your future yield today.

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PlutopeApplications

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Plutope offers a non-custodial crypto wallet and crypto debit card, enabling users to manage and spend their digital assets securely. Their services include multi-chain wallet support, instant crypto transactions, and a debit card.

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PlutusFinancial Protocols

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Build infrastructure and sample application for conditional NFT ownership to enable use cases like rental, mortgage, and lending.

CLOB-based fixed rate fixed term lending.

Policywright is an AI-assisted toolkit — MCP server, Claude skill, and policy synthesizer — that turns a Stellar transaction a user performed or simulated into the least-privilege OpenZeppelin smart-account authorization permitting exactly that flow and nothing else. Record a sequence (e.g. claim yield on Blend, swap to USDC); it derives a context rule scoped to the exact contracts and functions called, composes stock OZ policies (spending limits, thresholds) where they fit, and generates fresh Soroban Policy contracts — audited before release — where they don't, then proves the result with a dry-run that permits the original flow and denies adjacent ones before anything is installed. Today, scoping a delegation means hand-writing and auditing a Policy contract — prohibitive for most developers and users. It hits three Stellar 2026 priorities: agent-readiness, smart-account (C-address) adoption, and developer experience, and is defensively useful — agents under scoped policies are far safer than those holding full keys.

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PretiumApplications

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Revolutionizing African cross-border payments and integrating cryptocurrencies into the economic value chain.

Prism is a multi-chain crypto financial hub designed to simplify how users access and interact with on-chain financial products. Rather than requiring users to navigate multiple applications, wallets, bridges, and protocols, Prism aggregates key crypto use cases including trading, prediction markets, payments, and yield opportunities within a single user experience.

ProofBridge is a peer-to-peer cross-chain bridge secured by zero-knowledge proofs, connecting Stellar and Ethereum. Makers (liquidity providers) and bridgers (users) are matched directly on each trade, with funds held in protocol-controlled escrow on each chain and released only when an on-chain ZK proof confirms the counterpart deposit. The protocol uses Merkle Mountain Ranges and Noir UltraHonk circuits to replace trusted validators with cryptographic proof, enabling trustless, permissionless cross-chain transfers — launching with USDC ↔ USDC on Stellar Mainnet and Ethereum Mainnet.

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PropheDeveloper Tooling

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Prophe is a blockchain-focused toolset that makes project management a breeze.

A public transparency and accountability platform bringing Providencia Island's (Colombia) sponsor-funded conservation investments on-chain via the Stellar Disbursement Platform. A joint venture between VIIO (payment infrastructure) and Climate Future (field operations), the platform features a live transparency dashboard, track attribution registry, and reconciliation proof pack — linking every disbursement to its on-chain Stellar transaction hash so sponsors, auditors, and community members can independently verify where each peso went.

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Public NodeInfrastructure & Services

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A nonprofit organization that supports and brings a trusted and meaningful public voice to open and inclusive blockchain networks.

Mobile payments app helping Latino migrants send money and vouchers to their families abroad, powered by Stellar for competitive international transfer rates.