Normal Finance launched a non-custodial savings app on Stellar that lets users earn variable APY on USDC through DeFindex vaults and Blend Capital lending, with no lockups or custody risk.
Normal Finance launched Normal Savings, a self-custodial on-chain savings app built on Stellar that simplifies DeFi yield generation. Users deposit USDC into audited vaults managed by DeFindex, which routes capital to Blend Capital's lending protocol where institutional borrowers pay fees that flow back to savers. The app offers full liquidity with no lockups, transparent tiered fees (0.5% deposit fee, 5-20% commission on earnings), and maintains user self-custody throughout. All underlying smart contracts have been independently audited by OtterSec, Code4rena, and Certora. The roadmap includes support for BTC, ETH, SOL, XRP, ADA, tokenized stocks, and eventually a debit card.