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Articlex.com@arcane_finance6mo ago

Compliance-Ready Privacy on Stellar

Arcane Finance is building a compliance-ready privacy layer on Stellar that enables private payments, payroll, and institutional transactions while maintaining auditability and regulatory controls through selective disclosure and pre-transaction compliance checks.

Lumen Loop's take

Arcane Finance is introducing a privacy and compliance infrastructure layer for Stellar designed to support private financial flows without sacrificing regulatory oversight. The system uses non-custodial ZK shielded pools for private asset transfers, combined with structured audit layers and role-based disclosure controls. Applications can integrate via SDKs and APIs to enable private payroll, institutional payments, and treasury operations while maintaining compliance through pre-transaction screening, ongoing monitoring, and selective disclosure to auditors and regulators. The approach addresses a key gap in Stellar's payment infrastructure by enabling confidentiality for legitimate users while preventing illicit funds through integrations with compliance providers like Elliptic and Chainalysis.

paymentsregulation
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